Trying to find more competitive car insurance rates in East Point, GA? Overwhelmed by the crazy number of car insurance providers that you can choose from? You have so many options that it is a challenge to find lower car insurance rates on car insurance. East Point is a good city to live in, but having to pay for pricey car insurance makes it difficult to pay other bills every month.

Astonishing but true, over 70% of drivers renewed their policy with the same company for four years or more, and virtually 40% of consumers have never shopped around. Georgia consumers can save almost $1,000 each year by just comparing rate quotes, but they think it's difficult to find lower-cost car insurance rates.

Consumers need to do price comparisons at least once a year because insurance prices change frequently. If you had the best deal on car insurance at your last renewal you can probably find a better premium rate now. Forget anything you know (or think you know) about car insurance because you're about to learn the fastest and easiest way to find great coverage at a great price.

First Step: Get free car insurance quotes

All major car insurance companies allow you to get pricing on their websites. Obtaining pricing can be done by anyone as all you need to do is type in the coverages you want into the form. When complete, their quoting system requests credit information and your driving record and returns a price quote.

Quoting online makes it a lot easier to compare rates and it's also necessary to get many rate quotes if you want to find the cheapest price possible.

To save time and compare rates using this form now, compare rates now from the companies shown below. If you currently have coverage, we recommend you complete the form with the insurance coverages as close as possible to your current policy. This way, you are getting a fair comparison for the exact same coverage.

The following companies offer free quotes in Georgia. If the list has multiple companies, it's a good idea that you get rates from several of them to find the lowest auto insurance rates.

Insurance Rates for Popular Vehicles in East Point
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Malibu Hybrid $1,018 $509 $85
Chevrolet Silverado Crew Cab Hybrid 4WD $1,258 $629 $105
Dodge Grand Caravan SXT $1,186 $593 $99
Dodge Ram Crew Cab SLT 4WD $1,218 $609 $102
Ford Escape XLS 4WD $1,032 $516 $86
Ford F-150 Lariat Crew Cab Harley 2WD $1,146 $573 $96
Ford Focus SES 2-Dr Coupe $1,558 $779 $130
Honda Accord LX-P 4-Dr Sedan $1,004 $502 $84
Honda CR-V EX 4WD $1,362 $681 $114
Honda Civic EX-L 4-Dr Sedan $1,774 $887 $148
Honda Odyssey EX-L W/Navigation $1,294 $647 $108
Jeep Wrangler Unlimited Sahara 4WD 4-Dr $1,492 $746 $124
Mazda 3 S Sport 4-Dr Hatchback $1,696 $848 $141
Nissan Altima Hybrid 4-Dr Sedan $1,504 $752 $125
Toyota Camry Hybrid $1,552 $776 $129
Toyota Corolla S $1,468 $734 $122
Toyota RAV4 Limited 2WD $1,236 $618 $103
Get Your Own Custom Quote Go

Data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Georgia minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, multi-vehicle, and homeowner. Information does not factor in the specific area where the vehicle is garaged which can raise or lower coverage prices significantly.

Drive responsibly or pay higher rates

The chart below shows how violations and accidents can affect Honda Accord yearly insurance costs for different ages of insureds. The data is based on a married male driver, full physical damage coverage, $500 deductibles, and no discounts are applied.

Honda Accord rates are for example purposes only. To get rates for your specific vehicle, click here.

These discounts can lower your insurance quotes

Car insurance is not cheap, but there's a good chance there are discounts that many consumers don't even know exist. Certain discounts will be triggered automatically at the time of quoting, but less common discounts must be specially asked for prior to receiving the credit. If they aren't giving you every credit you qualify for, you are just wasting money.Insurance discounts

Just know that most discount credits are not given to your bottom line cost. Most only apply to individual premiums such as physical damage coverage or medical payments. Despite the appearance that you would end up receiving a 100% discount, companies wouldn't make money that way.

A few of the larger companies and a selection of discounts are included below.

When quoting, ask each insurance company which discounts they offer. Some of the discounts discussed earlier may not be offered in your state. To choose insurers that have a full spectrum of discounts in Georgia, click here to view.

Car insurance is not optional

Despite the potentially high cost of car insurance, maintaining insurance is required by state law in Georgia and it also provides benefits you may not be aware of.

The benefits of carrying adequate insurance outweigh the cost, particularly when you have a large claim. Today the average American driver is wasting up to $825 a year so it's recommended you shop around each time the policy renews to make sure the price is not too high.