Nobody likes buying car insurance, particularly when they are paying too much.

A recent car insurance study discovered that the vast majority of drivers kept their policy with the same company for at least four years, and approximately 38% of consumers have never even compared rates from other companies. Consumers in Georgia could save 60% a year by just shopping around, but they don't understand how simple it is to shop their coverage around. Many auto insurance companies vie for your business, so it can be very hard to choose a provider to get the lowest price on car insurance.

Consumers need to get comparison quotes yearly due to the fact that insurance prices change quite often. Despite the fact that you may have had the lowest rates on car insurance last year there is a good chance you can find better premium rates now. You'll find quite a bit of inaccurate information about car insurance on the web, but in just a couple of minutes you can learn the easiest ways to quit paying high car insurance rates in Conyers.

Affordable Conyers auto insurance rates with discounts

Some insurance providers don't always list every policy discount very well, so we break down some of the best known in addition to some of the lesser obvious auto insurance savings.Cheaper auto insurance with discounts

Drivers should understand that some credits don't apply to the overall cost of the policy. Some only reduce the cost of specific coverages such as physical damage coverage or medical payments. Even though the math looks like adding up those discounts means a free policy, companies wouldn't make money that way.

A few of the larger companies and their offered discounts can be found below.

Double check with all companies you are considering which discounts you may be entitled to. Some discounts listed above may not be available in Conyers.

Getting a cheaper price on insurance can be quick and easy. You just need to take the time comparing rate quotes to see which company has affordable Conyers car insurance quotes.

Comparison shopping rate quotes online is easy and it replaces the need to make phone calls or go to insurance agencies in your area. Comparing car insurance rates online can eliminate the need for a local agent unless you have a complicated situation and need the peace of mind of a local agency. Drivers can get prices online but purchase the actual policy in an agency.

The following companies provide free quotes in Georgia. If the list has multiple companies, we recommend you visit as many as you can to get the best price comparison.

Insurance Costs for Popular Vehicles in Conyers
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Silverado LS Regular Cab 4WD $1,244 $622 $104
Dodge Grand Caravan Crew $1,428 $714 $119
Dodge Ram Quad Cab ST 2WD $1,268 $634 $106
Ford Escape XLT 4WD $1,362 $681 $114
Ford F-150 Lariat Crew Cab Harley 4WD $1,456 $728 $121
Ford Focus SE 4-Dr Sedan $1,132 $566 $94
GMC Sierra SLE Extended Cab 4WD $1,708 $854 $142
Honda Accord LX 4-Dr Sedan $914 $457 $76
Honda CR-V EX-L 4WD $1,042 $521 $87
Honda Civic EX-L 2-Dr Coupe $1,496 $748 $125
Hyundai Sonata SE 4-Dr Sedan $1,572 $786 $131
Mazda 3 S Grand Touring 4-Dr Hatchback $1,676 $838 $140
Nissan Altima 2.5 4-Dr Sedan $1,178 $589 $98
Nissan Rogue SL 2WD $1,598 $799 $133
Toyota Camry SE $1,306 $653 $109
Toyota Corolla XLE $1,638 $819 $137
Toyota Prius $1,158 $579 $97
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Data based on single female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Georgia minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-policy, and multi-vehicle. Rate information does not factor in garaging location in Conyers which can change auto insurance rates noticeably.

Car insurance premiums by gender

The example below illustrates the comparison of insurance rates for male and female drivers in Conyers. The premium estimates are based on a clean driving record, no claims, comp and collision included, $100 deductibles, drivers are not married, and no additional discounts are factored in on a Ford Escape XLT.

Ford Escape rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Irresponsible driving raises your rates

The chart below highlights how traffic violations and at-fault collisions can increase Ford F-150 car insurance costs for different ages of insureds. The premium estimates are based on a single female driver, full physical damage coverage, $100 deductibles, and no additional discounts are factored in.

Ford F-150 rates are for example purposes only. To get rates for your specific vehicle, click here.

Persistence pays off

When you buy Conyers car insurance online, you should never skimp on coverage in order to save money. There have been many situations where an accident victim reduced liability coverage limits only to regret at claim time they didn't have enough coverage. Your objective should be to purchase plenty of coverage for the lowest price and still be able to protect your assets.

We covered a lot of techniques to shop for car insurance online. The key concept to understand is the more companies you get rates for, the better chance you'll have of finding low cost Conyers car insurance quotes. You may even discover the biggest savings come from a small local company. They may have significantly lower rates on certain market segments as compared to the big name companies such as Allstate, GEICO and Progressive.

Much more information about car insurance in Georgia is located below: